Deposit Account Rates

Rollstone Bank & Trust, where you matter most.

Rates effective November 17, 2022

ALL-IN-ONE CHECKING

Interest Rate APY*
$0.01 - $15,000 (if requirements are met) 1.25% 1.25%
Over $15,000 (if requirements are met) .15% .15%
$100 minimum to open. Variable rate account. The rate may change after the account is opened. Personal accounts only.

PRIME SAVER

Interest Rate APY*
$60,000 and over .35% .35%
$30,000 - $59,999 .20% .20%
$10,000 - $29,999 .10% .10%
$100 - $9,999 .10% .10%
$2,500 minimum to open. Below $100 earns no interest. The rate may change after the account is opened. Ultimate Checking Account is required.

MONEY MARKET

Interest Rate APY*
$60,000 and over .40% .40%
$30,000 - $59,999 .20% .20%
$2,500 - $29,999 .10% .10%
$2,500 minimum to open. Less than minimum earns .10% APY. Less than $100 earns no interest. The rate may change after the account is opened. Ultimate Checking Account is required.

FIXED RATE CERTIFICATES

Interest Rate APY*
3 Months .25% .25%
6 Months .50% .50%
12 Months .75% .75%
18 Months .85% .85%
24 Months 1.00% 1.00%
36 Months 1.14% 1.15%
48 Months 1.24% 1.25%
60 Months 1.29% 1.30%
$500 minimum to open. Less than minimum balance earns no interest. Early withdrawal penalty may be imposed on certificates. 3 and 6 month term are not available as retirement certificates.

FIXED RATE CERTIFICATE SPECIALS

Interest Rate APY*
11 Month CD 3.06% 3.10%
12 Month CD** 3.69% 3.75%
18 Month CD** 3.69% 3.75%
$1,000 minimum to open. Less than minimum balance earns no interest. Early withdrawal penalty may be imposed on certificates. **50% of the opening deposit must be new money to RBT. For rollovers or renewals, new funds must be added that equal or exceed the intended rollover or renewal balance of the account.

SAVINGS ACCOUNTS, including iSave for Kids

Interest Rate APY*
$60,000 and over .10% .10%
$30,000 - $59,999 .05% .05%
$10,000 - $29,999 .03% .03%
$10 - $9,999 .03% .03%
$10 minimum to open. Less than minimum earns no interest. Variable rate account. The rate may change after the account is opened.

CLUB ACCOUNTS

Interest Rate APY*
$10 and over .05% .05%
$10 minimum to open. Less than minimum earns no interest. Variable rate account. The rate may change after the account is opened.

COMMERCIAL MONEY MARKET

Interest Rate APY*
For rates, contact Chris Connors, Relationship Banking Officer, at 978.343.2214.
$2,500 minimum to open. Less than minimum earns no interest. Variable rate account. The rate may change after the account is opened.

*APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.

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